These maps resulted from a study of interior rivers, creeks, canals and other natural watercourses.

Find Flood Maps and Insurance You can get flood insurance for as little as $171 a year (as of April 2018, for a Preferred Risk Policy. The underlying aerial photographs used in the Flood Insurance Rate Maps (FIRMs or FIRMettes) are of unknown age and should not be relied upon as an accurate depiction of development on any given parcel. Flood Insurance Rate Maps for unincorporated Lee County were first adopted in 1984. Of the 1776 communities (Cities, villages, and townships) in Michigan, currently about 1,004 communities have floodplain maps that have been developed by FEMA. Homes located in high-risk areas will be subject to higher premiums than homes that may be in close proximity but are not marked as being high-risk. Note that if during the life of the loan the maps are revised and the property is now in the high-risk area, your lender will notify you that you must purchase flood insurance. View Letters. For help determining future flood risk, preliminary digital versions of the flood insurance rate maps are now available online. The depicted floodplains are based on the most recent Flood Insurance Study (FIS) and are considered current. Preliminary flood hazard data (preliminary data) provide the public an early look at their home or community‘s projected risk to flood hazards. Areas subject to inundation by the 1-percent … FEMA Flood Map. Preliminary data may include: new or revised Flood Insurance Rate Maps (FIRM), Flood Insurance Study (FIS) reports, and FIRM Databases. 1984 Original Flood Maps. Basically, the FEMA flood insurance rate map displays communities in the US and indicates elevation levels and designated flood zones. The higher the score, the lower the flood risk, the lower the insurance and vice versa. New Flood Maps Available. Preliminary maps are not official, … The newer maps are called Digital Flood Insurance Rate Maps (DFIRMs). FEMA has updated portions of the maps periodically since then. Definition/Description The official map of a community on which FEMA has delineated both the special hazard areas and the risk premium zones applicable to the community. Flood Insurance Rate Maps (FIRMs) are the primary tool for state and local governments to mitigate areas of flooding. The Illinois State Water Survey is providing preliminary and pending Flood Insurance Rate Maps on this web site. New and Preliminary FEMA Flood Insurance Rate Maps (FIRM). Flood hazard mapping is an important part of the National Flood Insurance Program (NFIP), as it is the basis of the NFIP regulations and flood insurance requirements. The different zones indicate the appropriate insurance premium for specific properties. Letters of Map Change. FEMA flood zones are flood risk areas identified on the Flood Insurance Rate Map. This is effective for National Flood Insurance Program policies with an expiration date between February 13 – June 15, 2020. Effective Flood Insurance Rate Maps are posted at the Federal Emergency Management Agency Map Service Center web site. Flood Insurance Rate Maps Flood Maps Have Changed. FEMA Flood Map. An ESRI Story Map depicting various sources for Floodplain Mapping for Indiana.

Maps revised between preliminary and pending phases are not posted. The address will be pinned on the map. Learn More. In 2003, FEMA implemented a map modernization initiative to upgrade and distribute the maps in a digital format rather than on paper. Currently, over 23,000 communities Nationwide participate in the NFIP. What you should know. Flood Insurance Rate Map (FIRM) Flood Risk Mapping is an important part of the National Flood Insurance Program, as it is the basis of the NFIP regulations and flood insurance requirements. To support National Flood Insurance Program policyholders amid the COVID-19 pandemic, FEMA is extending its 30-day grace period for policy renewals up to 120 days. Flood Insurance Rate Map (FIRM) Flood Risk Mapping is an important part of the National Flood Insurance Program, as it is the basis of the NFIP regulations and flood insurance requirements. The last comprehensive map revision was effective Aug. 28, 2008. The primary source of floodplain mapping information in Michigan is the Flood Insurance Rate Maps (FIRMs), which are developed by the Federal Emergency Management Agency (FEMA). Discovery. Get Your FEMA Map- Click Here (Zone AE) High-Risk. The National Flood Insurance Program is currently set to expire December 22, 2017 after several extensions and is awaiting a vote … If you do not purchase flood insurance, the lender will purchase a policy on your behalf, which could be at a much higher rate. FEMA flood zones are flood risk areas identified on the Flood Insurance Rate Map. FEMA maintains and updates data through Flood Insurance Rate Maps (FIRMs) and risk assessments. Letters issued by FEMA that revise or amend the flood hazard information. Insurance agents and insurers use the FIRM to determine the extent of … In the past, Flood Insurance Rate Maps were produced by FEMA and distributed on paper. New and Preliminary FEMA Flood Insurance Rate Maps (FIRM).